{"id":7713,"date":"2022-11-22T16:26:31","date_gmt":"2022-11-22T16:26:31","guid":{"rendered":"https:\/\/signdesk.com\/in\/?p=7713"},"modified":"2025-09-17T07:32:27","modified_gmt":"2025-09-17T13:02:27","slug":"complete-guide-to-identity-verification-api","status":"publish","type":"post","link":"https:\/\/melento.ai\/en-in\/blog\/complete-guide-to-identity-verification-api","title":{"rendered":"The Complete Guide to Identity Verification APIs"},"content":{"rendered":"<h2><span style=\"text-align: justify; font-size: 24px; font-family: 'open sans'; color: #008000;\"><b>Digital Onboarding With ID Verification API<\/b><\/span><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\">Identity Verification\u00a0API integration <\/span>automates documentation processes and ensures hassle-free seamless onboarding that helps firms to manage various milestones in the client verification journey. Business organizations can achieve better productivity, efficiency, and high TAT when these onboarding workflows are optimized.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Due to\u00a0<a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/customer-due-diligence-explained\"><strong>customer due diligence<\/strong><\/a>\u00a0(CDD) procedures, <span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/all-about-kyc-verification\" target=\"_blank\" rel=\"noopener\">KYC verification<\/a>\u00a0has become a mandatory process for all regulated industry sectors when onboarding individuals or businesses to prevent fraudulent activities and identity theft. ID verification APIs help an individual or organization to verify personal or business identity on digital Application Programming Interface (API) platforms. Due to a marked diversity in types of IDs available to both persons and businesses, there are numerous ways to validate KYC details<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">ID verification APIs are among the fastest &amp; most convenient tools for businesses to undertake this process.<\/p>\n<h2><span style=\"text-align: justify; font-size: 24px; font-family: 'open sans'; color: #008000;\"><b>What is an Identity Verification API?<\/b><\/span><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">ID verification is the process of verifying the identity of an individual or business. ID verification enables document authentication and identity verification. An<span style=\"color: #333333;\"> <a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/automate-workflow-with-signdesks-api\" target=\"_blank\" rel=\"noopener\">ID verification API<\/a> <\/span>is a quick &amp; easy way to validate credentials or identity proofs on real-time API platforms.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-9071\" src=\"https:\/\/melento.ai\/en-in\/blog\/wp-content\/uploads\/2022\/11\/The-Complete-Guide-To-Identity-Verification-APIs-01-101-1.jpg\" alt=\"identity-verification-api\" width=\"770\" height=\"360\" \/><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">An ID check ensures that there is a real entity or valid business behind a process and proves their authenticity. It helps prevent fraudulent activities, false authorizations, identity theft, money laundering, and financial crimes.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">API-integrated solutions provide end-to-end and secured KYC verification with assured regulatory compliance. ID verification APIs streamline KYC documentation while enabling superior risk management and reducing documentation errors.<\/p>\n<div align=\"center\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"#name\"><button class=\"wpcf7-form-control wpcf7-submit envor-btn envor-btn-primary envor-btn-normal\" style=\"border-radius: 30px !important; background-color: #00b087; border: #00b087;\" type=\"button\"><strong>Get Your API Now!<\/strong><\/button><\/a><\/span><\/div>\n<h2><span style=\"text-align: justify; font-size: 24px; font-family: 'open sans'; color: #008000;\"><b>Types of ID Verification APIs &#8211; For Persons &amp; Businesses<\/b><\/span><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">There are many available API integrations that are used for ID verification. Individuals as well as businesses can authenticate their identity through various API platforms. An ID verification API is effective in helping clients to complete their KYC verification in just a few minutes.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">ID verification can be classified into two broad categories, depending on the end users of the APIs &#8211;<\/p>\n<ol>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Individual Verification<\/b><\/span><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">: These APIs verify the identities of individuals including clients, employees, and freelancers. The IDs used to verify individuals include documents such as PAN, Aadhaar, Passport, Voter ID &amp; more. Individual ID verification can also be done through bank account validation,\u00a0ensuring seamless and secure <a href=\"https:\/\/melento.ai\/en-in\/blog\/digital-student-onboarding\">digital student onboarding<\/a>.<\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Business Verification<\/b><\/span><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">: These APIs are used to verify businesses including partner businesses, vendors, suppliers, distributors, and more. Typically business identities are verified using GST, CIN\/DIN, and Udyog Aadhaar number.<\/span><\/li>\n<\/ol>\n<h3><span style=\"text-align: justify; font-size: 22px; font-family: 'open sans'; color: #008000;\"><b>Individual Identity Verification APIs<\/b><\/span><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Individual Verification APIs involves using different types of standard issue IDs as identification proofs. The APIs used for this purpose include &#8211;<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>PAN Verification API<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">The<span style=\"color: #333333;\"> <a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/pan-verification-api\"><strong>PAN Verification API<\/strong><\/a><\/span><span style=\"font-weight: 400;\"> is one of the easiest ways to verify an individual\u2019s identity. The PAN verification API extracts data from the front image of the PAN card and verifies the data with retrieved pre-validated data in the ITD database.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">PAN verification API is useful for the BFSI (Banking, Financial Services, and Insurance) sector. It is an economic tool to track monetary transactions, and can also be used to prevent fraudulent activities and identity theft.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Passport Verification API<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">The<span style=\"color: #333333;\"> <a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/what-is-passport-verification-api\" target=\"_blank\" rel=\"noopener\"><strong>Passport Verification API<\/strong> <\/a><\/span>is a convenient way to verify the identity of an individual of international importance. With the help of the file number of the passport and front &amp; back images, data is extracted from the uploaded images through OCR technology. The data is retrieved from the government database, matched, and verified.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">Passport verification API is effective in nationality verification, international travel, foreign studies, international clients, and representatives from multinational businesses.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Voter ID Verification API<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">The <span style=\"color: #333333;\">Voter ID Verification API<\/span> is another easy way to identify an individual with core personal information such as name, father\u2019s name, DOB, age, gender, address, and Epic number. In this process, data is extracted from the uploaded or scanned images through OCR technology and verified with the pre-validated voter data in the archived government database.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">Voter ID Verification is mostly used to verify an individual\u2019s identity when there are no other requirements.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Driving License Verification API and Vehicle RC Verification API<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">The<span style=\"color: #333333;\"><strong> <a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/what-is-driving-license-verification-api\">Driving license API<\/a> <\/strong><\/span>is a fast way to verify user data in the KYC process. The process is the same as before mentioned procedure of extraction using OCR and validation with pre-verified data. Along with the Driving License details, the vehicle registration number is used as a request for Vehicle RC verification API. The RC verification API fetches the pre-validated data pertaining to the specific vehicle and the owner along with manufacturer and insurance company details.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">These APIs are needed in the Insurance sector for identifying the authenticated insurers to carry out the insurance and policies.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\"><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/melento.ai\/en-in\/blog\/what-is-digilocker-api\"><span style=\"text-decoration: underline;\"><b>DigiLocker KYC API<\/b><\/span><\/a><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">DigiLocker &#8211; the online document management system, serves as a useful tool for ID\u00a0verification. In particular, customers wary of submitting hard copies of their Aadhaar can\u00a0be offered DigiLocker KYC to preserve security &amp; process integrity. Customers simply\u00a0upload their KYC documents onto DigiLocker and provide FIs access to these documents\u00a0for verification purposes. Users enter their DigiLocker-associated mobile number on the KYC\u00a0\u00a0interface, authenticate themselves via an OTP sent to the same number, and the FI\u00a0Receives KYC details such as name, date of birth, address &amp; gender. Users can also\u00a0enable FIs to verify their Aadhaar details via the same DigiLocker API.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Aadhaar XML Verification API<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/aadhaar-verification-api-for-business\" target=\"_blank\" rel=\"noopener\"><strong>Aadhaar XML Verification<\/strong><\/a> <\/span>is a KYC verification process that extracts and validates user data from a downloadable Aadhaar XML file using the respective Aadhaar number and OTP. Aadhaar verification API is one of the convenient ways of eKYC verification because it is linked with other government-issued ID proofs and all other data about an individual can be validated with an Aadhaar number.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">Aadhaar XML Verification API is the most used and reliable API as it validates all the necessary data along with biometric proof. The OTP feature ensures the identification of the individual and acts as double authentication.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Bank Account Verification API &amp; UAN Verification API<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\"><span style=\"color: #333333;\"><strong><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/bank-account-verification-api\">Bank Account verification API<\/a> <\/strong><\/span>leverages account number and IFSC code to cross-check the propriety of bank accounts. Along with bank details verification API, financial institutions can use UAN verification API as well to verify individual identity with PF UAN number by receiving employee identification and banking data.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">This API is used in the BFSI sector to verify the account status and account activity. This<span style=\"color: #333333;\"> <a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/penny-drop-verification\"><strong>API<\/strong><\/a><\/span> is useful for gaming platforms as well.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Penny Drop Verification API<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\"><strong><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/penny-drop-verification\">Penny Drop verification API<\/a><\/span><\/strong><span style=\"font-weight: 400;\"> is one of the most convenient ways of bank account verification API to authenticate a valid beneficiary bank account and proprietor. In this process the customer makes a penny drop i.e. transaction of INR 1 validating the account status. This method is useful for identity verification and fast KYC verification.<\/span><\/p>\n<h3><span style=\"text-align: justify; font-size: 22px; font-family: 'open sans'; color: #008000;\"><b>Business Identity Verification APIs<\/b><\/span><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">For business verification, business identification proofs can be used to accurately verify commercial organizations. The methods used by these APIs are similar to individual verification but on a larger economic scale.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>GST Verification API<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">The<span style=\"color: #333333;\"> <a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/gst-verification-api\" target=\"_blank\" rel=\"noopener\"><strong>GST verification API<\/strong><\/a> uses\u00a0the GSTIN number to verify the pre-validated data against extracted data of the uploaded or scanned image of the GST certificate.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">GST can be verified with the PAN as well. This API uses the GSTIN number to receive pre-validated data of PAN and GST-related data.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">GST verification is extremely important for business organizations. For bulk seamless onboarding the GST verification API proves to be helpful.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>MSME Verification API<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">The MSME Verification API leverages the Udyog Aadhaar number of MSMEs to fetch details of the specified enterprises. The validated data verifies the status of the business along with the business name and type, DIC &amp; NIC codes, state, and location.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Medium and Small Enterprises can easily verify their business KYC with <span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/melento.ai\/en-in\/blog\/udyam-aadhaar-verification-api\">udyam verification<\/a><\/span> API with smooth bulk onboarding in a fast and secure way.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>CIN &amp; DIN Verification API<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">CIN (Corporate Identification Number) Verification API is an efficient API to verify corporate KYC and company authentication. <a style=\"color: #333300;\" href=\"https:\/\/melento.ai\/en-in\/blog\/cin-verification\">CIN verification API<\/a> uses the CIN number of a company to verify the details of the respective company such as company ID, company type, name, associated directors, and business status.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Similarly, DIN (Director Identification Number) Verification API is a co-related way to verify corporate KYC through the director and the DIN number. The <a style=\"color: #333300;\" href=\"https:\/\/melento.ai\/en-in\/blog\/din-verification\">DIN verification API<\/a> uses the DIN number to verify the details pertaining to the associated director validating his name, DOB, address, and associated companies.<\/p>\n<h2><span style=\"text-align: justify; font-size: 24px; font-family: 'open sans'; color: #008000;\"><b> List of Popular ID Verification APIs\u00a0<\/b><\/span><\/h2>\n<h3><span style=\"text-align: justify; font-size: 22px; font-family: 'open sans'; color: #008000;\"><b>ID Verification for Individuals\u00a0<\/b><\/span><\/h3>\n<p>&nbsp;<\/p>\n<table style=\"height: 1227px;\" width=\"777\">\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 19px; font-family: 'open sans';\"><b>ID\/Credentials Used<\/b><\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 19px; font-family: 'open sans';\"><b>API Input Data <\/b><\/span><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 19px; font-family: 'open sans';\"><strong>Validated Data<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><strong>PAN<\/strong><\/span><\/p>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Front Image<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Name<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DOB<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Address<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">PAN<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Passport<\/strong><\/p>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">File Number<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DOB<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Front &amp; Back Image<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Name<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Passport Number<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DOB<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Gender<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Address<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Place of Birth<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><strong>Voter ID<\/strong><\/span><\/p>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">EPIC Number<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Front &amp; Back Image<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">EPIC Number<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Name<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Gender<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Age<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Area, District, State<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><strong>Driving Licence<\/strong><\/span><\/p>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DL number<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DOB<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Front &amp; Back Image<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">License Number<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Name<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">State<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DOB<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Gender<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Permanent Address<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Place of Birth<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Expiry Date\u00a0<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><strong>Aadhaar XML<\/strong><\/span><\/p>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Aadhaar Number<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">OTP<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Full Name<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Gender<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DOB<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Address<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Zip Code<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Profile Image<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><strong>Bank Account Details<\/strong><\/span><\/p>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Account Number<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">IFSC Number<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Client ID<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Full Name<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">UPI ID<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Remarks (if any)<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">IFSC Details<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><strong>DigiLocker KYC<\/strong><\/span><\/p>\n<\/td>\n<td>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DigiLocker Mobile Number<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">OTP<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Full Name<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Gender<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Address<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DOB<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><span style=\"text-align: justify; font-size: 22px; font-family: 'open sans'; color: #008000;\"><b>ID Verification for Businesses<\/b><\/span><\/h3>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 19px; font-family: 'open sans';\"><strong>ID\/Credentials Used\u00a0<\/strong><\/span><\/p>\n<\/td>\n<td style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 19px; font-family: 'open sans';\"><b>API Input Data<\/b><\/span><\/td>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 19px; font-family: 'open sans';\"><strong>Validated Data\u00a0<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><strong>GST<\/strong><\/span><\/p>\n<p>&nbsp;<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">GSTIN<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Front Image of GST Certificate<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">GSTIN<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Business Name<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Constitution of Business<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Date of Registration<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Taxpayer Type\u00a0<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><strong>MSME Details\u00a0<\/strong><\/span><\/p>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Udyog Aadhaar Number<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Udyog Aadhaar Number<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Name of Enterprise<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DIC number ( District Industries Centre)<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">State<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Location<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">NIC code ( National Industries Centre)<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><strong>CIN\u00a0<\/strong><\/span><\/p>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">CIN<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Company ID<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Company Type<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Company Name<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Director Details\u00a0<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Charges<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><strong>DIN<\/strong><\/span><\/p>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DIN<\/span><\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DIN<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Full Name<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Father\u2019s Name<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DOB<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Address<\/span><\/li>\n<li><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Companies Associated<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><span style=\"text-align: justify; font-size: 22px; font-family: 'open sans';\"><span style=\"color: #008000;\"><b>ID Verification APIs &#8211; Process Flow<\/b><\/span>\u00a0<\/span><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">API integrations adhere to different process flows. Document Verification on the API platform depends on the type of document. Based on the nature of the document that requires verification, certain steps are followed for each ID verification API.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7710\" src=\"https:\/\/melento.ai\/en-in\/blog\/wp-content\/uploads\/2022\/11\/The-Complete-Guide-To-Identity-Verification-APIs-02-3.jpg\" alt=\" Identity Verification APIs-Process\" width=\"770\" height=\"360\" \/><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Both individual and business API either use data-centric or <a href=\"https:\/\/melento.ai\/en-in\/blog\/why-document-verification-is-the-future-of-kyc\"><span style=\"font-weight: 400;\"><span style=\"color: #333333;\">document-centric KYC<\/span> <\/span><\/a><span style=\"font-weight: 400;\">extractions for the specified ID proofs. When images of ID proof are needed, data is extracted in the AI-powered OCR technology. Data-centric documents are simply verified by pre-validated resources.<\/span><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Request<\/b><\/span><\/li>\n<\/ul>\n<p style=\"padding-left: 30px;\"><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">The client sends a data extraction API request to start the ID verification process<\/span><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Enter Details<\/b><\/span><\/li>\n<\/ul>\n<p style=\"padding-left: 30px;\"><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">The end user inputs relevant details of the ID proof for individuals or businesses<\/span><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Upload Image<\/b><\/span><\/li>\n<\/ul>\n<p style=\"padding-left: 30px;\"><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">The client uploads a clear image of ID cards as required, the API has access to the camera and is allowed the capture the image of the IDs wherever applicable.\u00a0<\/span><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Data Extraction<\/b><\/span><\/li>\n<\/ul>\n<p style=\"padding-left: 30px;\"><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Wherever data is entered through images, the information on the image is converted into machine-readable texts, and data is extracted through AI-powered OCR technology.\u00a0<\/span><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>ID Verified<\/b><\/span><\/li>\n<\/ul>\n<p style=\"padding-left: 30px;\"><span style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Verification algorithms authenticate the data with data retrieved from standard\u00a0databases using data aggregate match algorithms.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To verify IDs via DigiLocker, customers simply upload their OVDs (Official Valid Documents) to DigiLocker once and then provide permission to banks and insurers to view &amp; verify these documents.\u00a0<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Typically, users receive an OTP on their DigiLocker-registered mobile number. After this OTP is verified, the financial institution in question receives KYC details for authentication.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">DigiLocker KYC is a good option to provide secure &amp; convenient KYC verification for customers who are wary of sharing their Aadhaar or other documents with a third-party entity.<\/p>\n<h2><span style=\"text-align: justify; font-size: 24px; font-family: 'open sans';\"><span style=\"color: #008000;\"><b>\u00a0ID Verification APIs For Various Industry Segments<\/b><\/span><\/span><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">API integrations help firms to streamline KYC documentation and ensure seamless onboarding. Different API integrations have massive impacts on various industry segments.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Here are the most effective and useful ID verification API implementations for industry sectors.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Banking and Financial Services<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">Traditional banks are thriving to compete and keep their financial market secure in the modern age of digital banking. Implementing API integrations enables banks, NBFCs, neo banks, financial institutions, and FinTech companies to <span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/digitise-finance-sector-documention\">digitize onboarding operations<\/a><\/span> and create progress.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">Banks use API services to provide fast and remote digital KYC for ease of banking, smooth onboarding, and optimal customer experience. With the help of APIs, transactional time becomes faster enabling fast and smooth banking services.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">DigiLocker KYC APIs are especially useful for financial institutions as they help enhance convenience for customers while preserving security, to enable friction-free onboarding.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Insurance<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">With a wide range of use cases, API integrations can be implemented within the insurance sector for secure and easy <span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/digitise-insurance-documentation\">policyholder verification<\/a><\/span>.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">By leveraging API, insurers can access larger volumes of data which enables them to cross-verify details with smart risk evaluation in real-time for fact-checking and to reduce the manual process of entering underwriting data. The API platform acts as a bridge between partners and customers where sharing data is secured and mutually beneficial for both parties.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\"><a href=\"https:\/\/melento.ai\/en-in\/blog\/know-about-digilocker-kyc-verification-for-insurers\">DigiLocker KYC for insurers<\/a> offers a secure and convenient alternative by allowing customers a one-time upload of all their KYC documents. These can later be viewed and verified by insurers following user permission.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">Insurers can streamline their processes highlighting their policy quotes and claims with <span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/vbip\"><strong>fast onboarding<\/strong><\/a><\/span> and efficient customer experience.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Travel and Hospitality<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">In the age of digital transformation, the travel and hospitality sector is extensively leveraging APIs to verify potential customers from the comfort of their homes over the internet.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">On API platforms, businesses can easily enable fast transactions and secure booking for travel and hotel reservations. The implementation of APIs in the hospitality sector enhances customer experience with better value-added services which ensures greater profits and competitive business advantages.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Real Estate<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/digitise-real-estate-documentation\">Real Estate companies<\/a><\/span> can utilize ID verification APIs to verify the identities of buyers and sellers for secure property transactions and to provide property listing data from MLS to an agent website or real estate application. These API tools work as an intermediary between real estate brokers and customers.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">With the help of APIs, businesses can get real-time property and real estate information. Additionally, API platforms ensure security and trust between dealers and clients.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Manufacturing<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Manufacturing Industry requires APIs to streamline complex procedures from raw material procurement to the distribution of finished products with proper due diligence across the supply chain.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">APIs can be integrated along several touch-points in the supply chain to verify manufacturers, vendors, sellers, and eventually consumers themselves. In every step involving verification, APIs have proven to be an integral part of manufacturing systems and in managing crucial workflows.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>IT Sector<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Most business organizations and enterprises in the IT sector rely on several software vendors and third-party entities to undertake operations. Implementing APIs helps these firms achieve digital transformation in their vendor onboarding processes and optimized workflows for data processing.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">APIs streamline documentation processes and <span style=\"color: #000000;\"><strong><a style=\"color: #000000;\" href=\"https:\/\/melento.ai\/en-in\/blog\/all-about-kyc-verification\">KYC verification<\/a><\/strong><\/span>, making partner onboarding smoother and easier. IT companies can grow exponentially in a paperless environment by enhancing onboarding security &amp; transparency using API platforms.<\/p>\n<div align=\"center\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"#name\"><button class=\"wpcf7-form-control wpcf7-submit envor-btn envor-btn-primary envor-btn-normal\" style=\"border-radius: 30px !important; background-color: #00b087; border: #00b087;\" type=\"button\"><strong>\u00a0Get Started With ID Veification<\/strong><\/button><\/a><\/span><\/div>\n<h3><span style=\"text-align: justify; font-size: 22px; font-family: 'open sans';\">\u00a0<span style=\"color: #008000;\"><b>Business Challenges In Traditional KYC<\/b><\/span><\/span><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Organizations face numerous setbacks when utilizing traditional KYC verification. The problems are universal and any organization is likely to have experienced these problems that hamper business growth.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Manual Documentation Errors<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">The common problem in data entry is a manual error which leads to documental error and affects the overall workflow and slows down processes. Poor documentation or undocumented workflows act as the weakest link for both inefficiencies and cyber-attacks.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Data Risk<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Data breaches &amp; identity theft are some of the most feared problems in traditional KYC. Data leakage can easily happen in paper-based workflow along with data loss, data fabrication, and other fraudulent activities.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Time-Consuming Processes<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Management of various workflows and data within the confines of paper-based workflows is a challenging task for every sector. Such workflows are often time-consuming, involve massive amounts of documentation, and directly result in increased margins.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Low Efficiency and Productivity<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">With slow workflows, the onboarding process eventually ends up adversely affecting overall business growth and revenue due to low productivity and efficiency. Lowered operational capacities further cause business organizations to struggle to stay competitive.<\/p>\n<h3><span style=\"text-align: justify; font-size: 22px; font-family: 'open sans';\">\u00a0<span style=\"color: #008000;\"><b>The Benefits of ID Verification APIs<\/b>\u00a0<\/span><\/span><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">ID verification API ensures <span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/signdesk.com\/digital-kyc\">digital KYC verification<\/a><\/span> within a few minutes on online platforms. Verification through API is the most convenient way as it follows a fast process with fewer details in a secure way.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Real-time Verification<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">ID verification APIs processes in real-time API platform. It ensures the authenticity of the specific individual and prevents any chance of identity theft. In a real-time process, verification can be done instantly.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Instant Onboarding<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">By helping create accelerated validation workflows, ID verification APIs provide the facility of seamless &amp; hassle-free onboarding.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Fast and Secure Authentication<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/vcip\">ID verification<\/a><\/span> API executes the verification process without depending on any third parties. It enhances the speed of the process in a secured digital platform. API gateways and web app firewalls are effective in mitigating cyber threats and preventing most fraudulent activities.<\/p>\n<ul>\n<li><span style=\"text-decoration: underline;\"><b>Secure Document Repository<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">With DigiLocker integrations, customers can store all their KYC documents in one digital vault. This removes possibilities of misplaced documents, mitigates ID fraud, and enhances accessibility for customers unwilling to share hard copies of their KYC documents. By leveraging DigiLocker, FIs can enhance the onboarding experience and get Aadhaar verified in minutes.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 18px; font-family: 'open sans';\"><span style=\"text-decoration: underline;\"><b>Low TAT for Crucial Workflows<\/b><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans'; padding-left: 30px;\">With easy onboarding and seamless digital KYC, the productivity and efficiency of the businesses increase at an astounding rate slashing TAT by up to 50% and operation costs by 85-90%.<\/p>\n<h2><span style=\"text-align: justify; font-size: 24px; font-family: 'open sans';\">\u00a0<span style=\"color: #008000;\"><b>Melento (Formerly SignDesk)\u2019s Integrated API solution<\/b><\/span><\/span><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><strong><a href=\"https:\/\/signdesk.com\/\"><span style=\"color: #333333;\">Melento (Formerly SignDesk)<\/span><\/a><\/strong> is a SaaS-based global software solution provider offering a wide variety of<span style=\"color: #333333;\"><strong> <a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/automate-workflow-with-signdesks-api\" target=\"_blank\" rel=\"noopener\">API-integrated solutions<\/a> <\/strong><\/span>that can help businesses to complete KYC verification instantly and create seamless onboarding journeys in a paperless environment.<\/p>\n<h3><span style=\"text-align: justify; font-size: 20px; font-family: 'open sans';\"><b>Here are some of the Identity verification API services Melento (Formerly SignDesk) offers:<\/b><\/span><\/h3>\n<ol>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/pan-verification-api\" target=\"_blank\" rel=\"noopener\">PAN verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/pan-aadhaar-link-verification\">Pan Aadhaar Link Verification<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/what-is-digilocker-api\"><span style=\"text-decoration: underline;\">Digi Locker KYC API\u00a0<\/span><\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/aadhaar-verification-api-for-business\" target=\"_blank\" rel=\"noopener\">Aadhaar Verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/what-is-driving-license-verification-api\" target=\"_blank\" rel=\"noopener\">Driving Licence Verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/automate-workflow-with-signdesks-api\" target=\"_blank\" rel=\"noopener\">Voter ID verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/what-is-passport-verification-api\" target=\"_blank\" rel=\"noopener\">Passport verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/automate-workflow-with-signdesks-api\" target=\"_blank\" rel=\"noopener\">CIN and DIN verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/gst-verification-api\" target=\"_blank\" rel=\"noopener\">GST verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/udyam-aadhaar-verification-api\" target=\"_blank\" rel=\"noopener\">Udyam verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/bank-account-verification-api\" target=\"_blank\" rel=\"noopener\">Bank account verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/what-is-driving-license-verification-api\" target=\"_blank\" rel=\"noopener\">Vehicle RC verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/melento.ai\/en-in\/blog\/automate-workflow-with-signdesks-api\" target=\"_blank\" rel=\"noopener\">UAN verification API<\/a><\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><a href=\"https:\/\/melento.ai\/en-in\/blog\/guide-on-upi-verification-api\"><span style=\"color: #000000;\">UPI Verification API<\/span><\/a><span style=\"color: #000000;\">\u00a0<\/span><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><a href=\"https:\/\/melento.ai\/en-in\/blog\/machine-readable-zone-explained\"><span style=\"color: #000000;\">MRZ Verification<\/span><\/a><\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><a style=\"color: #000000;\" href=\"https:\/\/melento.ai\/en-in\/blog\/fssai-certificate-verification-online\">FSSAI verification API<\/a><\/li>\n<\/ol>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Watch different ID verification APIs in action today by booking a free demo and get KYC verified instantly from anywhere.<\/p>\n<div align=\"center\"><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"#name\"><button class=\"wpcf7-form-control wpcf7-submit envor-btn envor-btn-primary envor-btn-normal\" style=\"border-radius: 30px !important; background-color: #00b087; border: #00b087;\" type=\"button\"><strong>Book a Free Demo Now!<\/strong><\/button><\/a><\/span><\/div>\n<div id=\"download-ebook\" style=\"bottom: 0; width: 100%; position: fixed; z-index: 999; background-color: #7ee6cc; padding: 5px 10px; margin-left: -8%; font-family: 'Montserrat', sans-serif !important;\">\n<div style=\"display: flex; justify-content: center; align-items: center;\">\n<h5 style=\"margin: 0px !important; font-weight: 500 !important; color: #2c5363;\">Download Latest Ebook For Free!<\/h5>\n<p><a href=\"https:\/\/melento.ai\/en-in\/ebooks\/kyc\/business-guide-to-video-kyc-verification\/\"><button style=\"border-radius: 5px !important; margin-left: 15px; padding: 2px 13px; font-weight: 800; color: white; background-color: #2c5363;\">Click Here<\/button><\/a><\/p>\n<\/div>\n<\/div>\n<style>\n#download-ebook h5 {font-size: 22px !important;}#download-ebook p{margin-bottom:0px !important;}@media(max-width:767px) {#download-ebook {margin-left: -12% !important;}#download-ebook h5 {font-size: 15px !important;}#download-ebook button {padding: 8px 13px !important;}}<\/style>\n","protected":false},"excerpt":{"rendered":"<p>Digital Onboarding With ID Verification API Identity Verification\u00a0API integration automates documentation processes and ensures hassle-free seamless onboarding that helps firms to manage various milestones in the client verification journey. Business organizations can achieve better productivity, efficiency, and high TAT when these onboarding workflows are optimized. Due to\u00a0customer due diligence\u00a0(CDD) procedures, KYC verification\u00a0has become a mandatory [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":7718,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page_templates\/blog-new-3.php","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[18],"tags":[93,250,1194,1343,1344,1345,1347,1348,1349,1353,1355,1371,2084,2091,2078,2253,2444],"class_list":["post-7713","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-id-verification","tag-aadhaar-xml-verification-api","tag-benefits-of-id-verification-api","tag-free-identity-verification-online","tag-id-verification","tag-id-verification-api","tag-id-verification-apis-for-all-industry","tag-id-verification-for-businesses","tag-id-verification-for-individuals","tag-id-verification-online","tag-identity-verification-api","tag-identity-verification-online","tag-individual-verification-api","tag-signdesk-verification-api","tag-signdesks-integrated-api-solution","tag-signdesk-api","tag-types-of-id-verification-api","tag-what-is-an-id-verification-api"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Everything About Identity Verification API - ID Verification Guide<\/title>\n<meta name=\"description\" content=\"Identity verification API helps streamline KYC verification. 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