{"id":5313,"date":"2021-07-19T06:27:51","date_gmt":"2021-07-19T06:27:51","guid":{"rendered":"https:\/\/signdesk.com\/in\/?p=5313"},"modified":"2025-12-01T03:21:42","modified_gmt":"2025-12-01T08:51:42","slug":"all-about-franking","status":"publish","type":"post","link":"https:\/\/melento.ai\/en-in\/blog\/all-about-franking","title":{"rendered":"What Is Franking and Why Are Enterprises Replacing It With Digital Stamping?"},"content":{"rendered":"<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Still relying on franking? You could be delaying critical deals by days.<\/b><span style=\"font-weight: 400;\">\u00a0 72% of BFSI firms report delays due to franking and manual stamping.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Traditional franking burdens businesses with inefficiencies.\u00a0 Revenue loss, compliance gaps, and missed TATs are such common inefficiencies.\u00a0 <a href=\"https:\/\/melento.ai\/en-in\/digital-stamp\">Digital stamping<\/a> revolutionizes legal documentation workflows. It slashes costs, boosts compliance, and saves time.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Digital-first CFOs are switching to smarter, faster franking alternatives.\u00a0 Over 3000 enterprises trust Melento (Formerly SignDesk)\u2019s digital stamping platform to automate stamping operations.\u00a0 Melento (Formerly SignDesk)\u2019s<b> Digital Stamping <\/b><span style=\"font-weight: 400;\">reduces documentation time by 68%.\u00a0 This article reveals why franking is outdated and how digital stamping unlocks strategic value for CFOs.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Ready to cut stamp duty TAT by 68%? Try Melento (Formerly SignDesk) eStamp Solution<\/b><\/p>\n<p style=\"text-align: center;\"><button class=\"navigate-to-form\"><strong>Book A Demo<\/strong><\/button><\/p>\n<h2><b><span style=\"color: #2c5363;\">Franking: A Legacy Process That Slows Down Your Deals<\/span><\/b><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">The term franking originates from the French word \u201c<b><i>affranchir<\/i><\/b><span style=\"font-weight: 400;\">\u201d, which means \u2018<\/span><b><i>free<\/i><\/b><span style=\"font-weight: 400;\">\u2019.\u00a0 Franking is one of the methods for stamping documents to pay stamp duty.\u00a0 This process is used in property deals, loan transactions, and legal documentation processes.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">The franking process is manual, location-dependent, and riddled with delays.\u00a0 Franking ensures legality, but often at the cost of speed and control.\u00a0 Legal heads are switching to faster, paperless alternatives.<\/p>\n<h2><b><span style=\"color: #2c5363;\">How Franking Works &amp; Why It Matters for Legal Documents<\/span><\/b><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">State governments procure and standardize franking machines centrally.\u00a0 They license banks or authorized agents to operate these machines.\u00a0 Entities must apply for a franking license via a state nodal office \u2014 usually the Superintendent of Stamps or a designated post office.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking is done via franking machines at authorized bank branches. \u00a0 A red impression on the paper confirms that the stamp duty has been paid.\u00a0 This impression acts as legal proof during audits and disputes.<\/p>\n<h3><b><span style=\"color: #2c5363;\">What Does a Franked Document Look Like?<\/span><\/b><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u00a0A franked document carries a red impression with:<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">The stamp duty amount<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Date of payment<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Unique reference number<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Bank\/agency details<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5314 aligncenter\" src=\"https:\/\/melento.ai\/en-in\/blog\/wp-content\/uploads\/2021\/06\/Franking.png\" alt=\"Franking\" width=\"390\" height=\"217\" \/><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">This imprint is affixed either before or after document execution.\u00a0 It depends on the state\u2019s specific regulations and procedural rules.<\/p>\n<h3><b><span style=\"color: #2c5363;\">Why Did Franking Replace Traditional Stamp Papers?<\/span><\/b><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Before franking, traditional stamp papers were the standard mode of duty payment.\u00a0 But these papers were easily tampered with, forged, or duplicated.\u00a0 Widespread scams (notably the \u20b9200 billion Telgi scam, 2003) and revenue leaks prompted states to adopt more controlled, traceable methods.\u00a0 To ensure security, the government introduced franking machines as a safeguard.<\/p>\n<h3><b><span style=\"color: #2c5363;\">Legal Foundation for Franking<\/span><\/b><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking is governed under the <b>Indian Stamp Act, 1899<\/b><span style=\"font-weight: 400;\">.\u00a0 Each state independently regulates:<\/span><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Stamp duty rates and document categories<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Authorized franking locations and licensing guidelines<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Maximum franking limits per day<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Pre- or post-execution franking rules<\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking remains legally valid but operationally restricted and inefficient.\u00a0 Smart enterprises now seek faster, more scalable digital stamping solutions<\/p>\n<h2><b><span style=\"color: #2c5363;\">Franking Charges: The Hidden Compliance Cost Eating Into Your Margins<\/span><\/b><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking charges are operating fees paid for stamp duty and stamped documents.\u00a0 They are levied in addition to the actual stamp duty amount.\u00a0 Authorized banks or franking agents charge this fee to process franking.\u00a0 This cost is often non-refundable and varies from state to state.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Franking Charges Apply Across Multiple Use Cases<\/b><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Property registration documents<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Property sale or transfer agreements<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Home or business loans<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Lease deeds and rental agreements<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Commercial contracts and MoUs<\/li>\n<\/ul>\n<h3><b><span style=\"color: #2c5363;\">State-Wise Variation in Franking Charges<\/span><\/b><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking fees are not standardized across India.\u00a0 Here\u2019s how different states apply charges:<\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>State<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Franking Charges<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Karnataka<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">0.1% of transaction value (max \u20b9500)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Maharashtra<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">0.1% to 3%, depending on the document<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Tamil Nadu<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u20b910 to \u20b9100 flat per document<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Gujarat<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">0.1% capped at \u20b9200<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Example: Franking Charges in Karnataka<\/b><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Property Value: \u20b920,00,000<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Stamp Duty (8%): \u20b91,60,000<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking Charges (0.1% of duty): \u20b9160<\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Karnataka adjusts stamp duty split:<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2714\ufe0f 7.9% as duty, 0.1% as franking charge.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2705 <b>Exemptions &amp; Tax Considerations<\/b><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>No GST<\/b> applicable (as per the GST Act 2017 \u2013 judicial papers exempt)<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>No TDS<\/b> deducted on franking fee payments<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Stamp duty paid via franking is tax-deductible in certain cases<\/li>\n<\/ul>\n<h3><b><span style=\"color: #2c5363;\">Franking vs Stamp Duty: Know the Difference, Avoid Costly Errors<\/span><\/b><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking and stamp duty are often confused, but they&#8217;re distinct.\u00a0 <b>Stamp duty is a tax. Franking is just one way to cover the cost.\u00a0 <\/b><span style=\"font-weight: 400;\">In traditional stamping, stamp duty is paid to licensed vendors.\u00a0 It can also be paid at the sub-registrar\u2019s office.\u00a0\u00a0<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">On the other hand, franking charges are paid at authorized banks or franking agencies. Only government-approved entities are permitted to use franking machines.\u00a0 These agents imprint the stamp duty on the document.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">To summarise the differences between stamp duty and franking \u2013<\/p>\n<table style=\"height: 598px;\" width=\"583\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Stamp Duty<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Franking<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Tax<\/b> levied by the government on legal documents &amp; agreements<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">A <b>method <\/b>to pay stamp duty using a franking machine that impresses a specific denomination<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Mandatory<\/b><span style=\"font-weight: 400;\"> charge for all legal documents<\/span><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>An optional mode<\/b><span style=\"font-weight: 400;\"> of payment, depending on the state or registrar mandate<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Paid at the sub-registrar\u2019s office<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Paid at the authorised banks\/agents<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Authorised websites pay for eStamping online<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">eStamp paper is previously franked<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Stamp duty charges vary between 4-10% depending on the state<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking charges are lower and vary between <b>0.1% to 3%<\/b>, depending on the state<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b><span style=\"color: #2c5363;\">Why Franking Slows You Down: 5 Reasons It Hurts Growing Enterprises<\/span><\/b><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking has geographical and operational limits.\u00a0 Franking may work for small, infrequent transactions.\u00a0 However, for enterprises with bulk documentation, franking charges can add up.\u00a0 Delays and physical visits add to administrative overheads.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Limited Daily Quotas at Banks\u00a0<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Banks receive a fixed franking quota from the state.\u00a0 Once exhausted, no more documents can be franked that day.\u00a0 Business-critical deals often stall due to these restrictions.<\/span><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Manual, Offline Processing Increases Turnaround Time<\/b><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking requires a physical visit to a branch.\u00a0 Documentation must be submitted, validated, and stamped manually.\u00a0 End-to-end TAT often stretches to <b>3-5 working days<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>No Real-Time Visibility or Audit Trail<\/b><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking offers no digital dashboard or status tracking.\u00a0 CFOs and legal teams lose visibility into stamping progress.\u00a0 This hampers audits, compliance reporting, and internal SLAs.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>High Risk of Loss, Fraud &amp; Forgery<\/b><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking impressions are physical and susceptible to tampering.\u00a0 There\u2019s no embedded digital proof or traceable metadata.\u00a0 Forgery and misuse are common in property and loan documents.<\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Not Scalable for High-Volume Businesses<\/b><\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking is not designed for enterprises with high daily transaction volumes.\u00a0 It slows down high-frequency processes, such as loan approvals and onboarding.\u00a0 Scaling operations with franking leads to compliance and cost challenges.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>See how 3000+ CFOs automated stamping to scale their business with Melento (Formerly SignDesk).<\/b><\/p>\n<p style=\"text-align: center;\"><button class=\"navigate-to-form\"><strong>Book A Demo<\/strong><\/button><\/p>\n<h2><b><span style=\"color: #2c5363;\">Digital Stamping: A Faster, Safer Alternative to Franking<\/span><\/b><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Digital stamping replaces manual franking with instant, tamper-proof processes.\u00a0 \u00a0 Digital stamping platforms, such as Melento (Formerly SignDesk), eliminate variable franking costs and inefficiencies.<\/p>\n<h3><b><span style=\"color: #2c5363;\"> Enterprise-Ready eStamping with SHCIL-Powered Compliance<\/span><\/b><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Digital stamping utilizes <b>eStamp paper<\/b><span style=\"font-weight: 400;\"> generated in real-time via licensed authorities.\u00a0 In India, the <\/span><b>Stock Holding Corporation of India Ltd (SHCIL)<\/b><span style=\"font-weight: 400;\"> is the central agency.\u00a0 SHCIL facilitates the secure payment of stamp duty and the issuance of <\/span><b>legally valid e-stamp certificates<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<h3><b><span style=\"color: #2c5363;\">\u2705 Built for Industry-Grade Scale<\/span><\/b><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Digital stamping supports <b>bulk documentation and contract automation<\/b><span style=\"font-weight: 400;\">.\u00a0 Legal, BFSI, NBFC, and real estate teams process thousands of documents daily.\u00a0 No more queues, manual errors, or franking limitations.\u00a0 It integrates seamlessly with contract lifecycle platforms and digital workflows.<\/span><\/p>\n<h3><b><span style=\"color: #2c5363;\">\u2705 Secure, Compliant, and Tamper-Proof<\/span><\/b><\/h3>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">eStamp papers are stored digitally with encrypted access<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Each document is traceable and audit-ready<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Eliminates forgery, duplication, or physical damage<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Fully compliant with the <b>Indian Stamp Act<\/b><span style=\"font-weight: 400;\"> and state-specific regulations<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">eStamp<span style=\"font-weight: 400;\"> is more secure and tamper-proof than any other mode of stamp duty payment. Only authorized banks can generate e-stamp paper online; ordinary citizens are not allowed to create it themselves. Customers can easily transact online through net banking or use a bank challan.\u00a0<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Physical stamp and manual stamp duty payments can be inconvenient. They are a slow process and result in enormous TAT. <a href=\"https:\/\/melento.ai\/en-in\/digital-stamp\"><span style=\"font-weight: 400;\">Digital stamping<\/span><\/a><span style=\"font-weight: 400;\"> is an alternative solution with more benefits and convenience.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Feature<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Franking<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>eStamping<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">&gt;Real-time stamping<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u274c<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2714\ufe0f<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Requires physical presence<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2714\ufe0f<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u274c<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Risk of forgery\/loss<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">High<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Minimal<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Quota-based<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2714\ufe0f<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u274c<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">TAT<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">3-5 days+<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">&lt;10 minutes<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Stamp paper storage<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Physical<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Digital<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Bulk operations<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Difficult<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Seamless<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">API Integration<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u274c<\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2714\ufe0f<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b><span style=\"color: #2c5363;\">How Melento (Formerly SignDesk) Eliminates the Franking Bottleneck \u2014 in Under 10 Minutes<\/span><\/b><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Melento (Formerly SignDesk)\u2019s <b>eStamping platform<\/b><span style=\"font-weight: 400;\"> enables instant, paperless, and compliant digital stamping.\u00a0 Businesses can pay stamp duty <\/span><b>more quickly, securely, and entirely online<\/b><span style=\"font-weight: 400;\">.\u00a0 The entire process is streamlined, compliant, and completed in minutes \u2014 no queues, no banks, no delays.<\/span><\/p>\n<h3><b><span style=\"color: #2c5363;\">Steps to Pay Stamp Duty with Melento (Formerly SignDesk)<\/span><\/b><\/h3>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">The eStamping process involves uploading the document to be stamped using a digital stamping solution, selecting the amount, denomination, state, and other details for the stamp papers, paying stamp duty, and downloading the stamped document.<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Step 1. Log in<\/b><span style=\"font-weight: 400;\"> to Melento (Formerly SignDesk)\u2019s secure eStamping platform<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Step 2.<\/b> <b>Deposit<\/b><span style=\"font-weight: 400;\"> advance stamp duty as per your requirement<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Step 3. Enter document details<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">State of execution<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Party details (first and second party)<\/li>\n<li style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Article number, denomination, stamp duty value, etc.<\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Step 4.<\/b> <b>Upload the document<\/b><span style=\"font-weight: 400;\"> for stamping<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Step 5. Download the digitally stamped document<\/b><span style=\"font-weight: 400;\"> instantly<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\ud83d\udc49 Total Time: Under 10 Minutes<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Melento (Formerly SignDesk) ensures a seamless, paperless digital stamping experience.\u00a0 Ideal for CFOs, legal heads, and operations teams managing high-volume contracts.<\/p>\n<h3><b><span style=\"color: #2c5363;\">\u00a0Why Leading Enterprises Trust Melento (Formerly SignDesk) for Digital Stamping<\/span><\/b><\/h3>\n<table style=\"height: 834px;\" width=\"609\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Feature<\/b><b>\/ Capability<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Melento (Formerly SignDesk) Advantage<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Market <\/b><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Penetration<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">85% adoption across BFSI, NBFC, Pharma, and Real Estate sectors<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Turnaround <\/b><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Time (TAT)<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">68% faster TAT \u2013 Reduced from 3\u20135 days to under 10 minutes<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Enterprise Adoption<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Trusted by 50+ Indian banks and 120+ large enterprises<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Bulk <\/b><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Document Stamping<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">e-Inventory and multi-document stamping in one click<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Clause Builder &amp; <\/b><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>CLM Integration<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Automates stamping and contract workflows for high-compliance industries<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Audit Trail &amp; <\/b><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Role-Based Access<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Full traceability with secure user-level permissions<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Real-Time <\/b><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Dashboard Analytics<\/b><\/p>\n<\/td>\n<td>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Instant visibility into stamping volume, usage, and compliance<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b><span style=\"color: #2c5363;\">Should CFOs Still Use Franking in 2025? \u2013 Digital Stamping is the Smart Alternative<\/span><\/b><\/h2>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Franking is a legacy process \u2014 manual, slow, and unscalable.\u00a0 Today\u2019s enterprises require <b>digital, compliant, and high-speed stamping solutions.<\/b><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">If you&#8217;re processing <b>more than 10 stamp duty transactions a month<\/b><span style=\"font-weight: 400;\">, the franking model is no longer cost-effective.\u00a0 It creates operational delays, increases audit risk, and limits scale.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Digital stamping with <b>Melento (Formerly SignDesk)<\/b> empowers CFOs to:<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2705Eliminate manual bottlenecks<\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2705Slash TAT from days to minutes<span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2705Enable bulk stamping across states<span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2705Ensure 100% compliance with role-based access<span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">\u2705Integrate seamlessly with CLM, ERP, and legal workflows<span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\">Trusted by <b>3000+ enterprises, <\/b><span style=\"font-weight: 400;\">Melento (Formerly SignDesk) <\/span><a href=\"https:\/\/melento.ai\/en-in\/blog\/everything-you-need-to-know-about-estamping\"><span style=\"font-weight: 400;\">e-stamping<\/span><\/a><span style=\"font-weight: 400;\"> solution \u2013 <\/span><b>Digital Stamping<\/b><span style=\"font-weight: 400;\"> is an award-winning digital stamping solution.\u00a0 Our solution seamlessly integrates with <\/span><a href=\"https:\/\/melento.ai\/en-in\/clm\/\"><span style=\"font-weight: 400;\">CLM software<\/span><\/a><span style=\"font-weight: 400;\">, efficiently creating and customizing digital documents.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 17px; font-family: 'open sans';\"><b>Franking days are over. Start stamping smarter in minutes.<\/b><\/p>\n<p style=\"text-align: center;\"><button class=\"navigate-to-form\"><strong>Book A Demo<\/strong><\/button><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Still relying on franking? You could be delaying critical deals by days.\u00a0 72% of BFSI firms report delays due to franking and manual stamping. Traditional franking burdens businesses with inefficiencies.\u00a0 Revenue loss, compliance gaps, and missed TATs are such common inefficiencies.\u00a0 Digital stamping revolutionizes legal documentation workflows. It slashes costs, boosts compliance, and saves time. [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":12326,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page_templates\/blog-new-3.php","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[12],"tags":[637,822,1130,1137,1179,1180,1181,1184,1297,1298,2152,2416,2466],"class_list":["post-5313","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digital-stamp","tag-digital-stamping-solutions","tag-efranking","tag-estamp-paper-online","tag-estamping","tag-frank-documents","tag-franking","tag-franking-explained","tag-franking-vs-estamping","tag-how-to-frank","tag-how-to-frank-a-document","tag-stamp-duty-payment","tag-ways-of-paying-stamp-duty","tag-what-is-franking"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is Franking and How Is It Important? 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