{"id":4921,"date":"2020-12-21T10:39:36","date_gmt":"2020-12-21T10:39:36","guid":{"rendered":"https:\/\/signdesk.com\/in\/?p=4921"},"modified":"2025-10-28T02:49:16","modified_gmt":"2025-10-28T08:19:16","slug":"ekyc-explained-all-you-need-to-know-about-ekyc","status":"publish","type":"post","link":"https:\/\/melento.ai\/en-in\/blog\/ekyc-explained-all-you-need-to-know-about-ekyc","title":{"rendered":"eKYC Explained – A Complete Account Of All Things eKYC"},"content":{"rendered":"

What is eKYC<\/a>?<\/strong><\/span><\/h2>\n

eKYC<\/b><\/span><\/a> (Electronic KYC) is a digital customer KYC verification procedure wherein the identifying details of a customer desirous of obtaining services from a regulated business are verified electronically.\u00a0<\/span><\/span><\/p>\n

eKYC<\/a> primarily involves KYC verification through the UIDAI<\/a> (Unique Identification Authority of India) database and is completely paperless, requiring no physical documentation.\u00a0<\/span><\/p>\n

The only prerequisite for eKYC<\/b><\/a> is the possession of the 12-digit Aadhaar number. This, along with a registered mobile number (in most cases), is all customers need to complete KYC procedures.<\/span><\/p>\n

\"eKYC-Explained\"<\/p>\n

eKYC & the Aadhaar revolution<\/strong><\/span><\/h2>\n

eKYC has emerged as a digital alternative to form-based manual KYC processes<\/b><\/a>, in no small part thanks to the introduction of <\/span>Aadhaar<\/b><\/span><\/a>.<\/span><\/span><\/p>\n

The Aadhaar<\/a> initiative was spearheaded by UIDAI<\/a> and then chairman, Nandan Nilekani to bring all Indian citizens under the umbrella of digital identification. Under the Aadhaar program, every citizen of India is provided a unique identifier in the form of a 12-digit Aadhaar number, which serves both as a proof of identity and a proof of residence.\u00a0<\/span><\/p>\n

Despite being non-compulsory, the Aadhaar initiative already has several billion accounts of citizens, making it the largest digital identity initiative in the world. Demographic information of people signing up for Aadhaar<\/a> is collected by UIDAI and stored in a database, from where eKYC<\/a> service providers can obtain these details (following customer consent) to verify customer identity.\u00a0<\/span><\/p>\n

Both demographic and biometric information is collected for Aadhaar enrollment, and these are used for de-duplication to ensure the uniqueness and generate a unique Aadhaar number.\u00a0<\/span><\/p>\n

Here\u2019s the information collected for Aadhaar<\/b><\/a>.\u00a0<\/span><\/p>\n